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ABC Bank provides customized solutions with several different checking account options. Our experienced banking professionals will assist you in determining the solution that is best for your business or organization. For current interest rates offered for these accounts, click here.
Business Checking
Small Business
Non-Profit
Zero Balance and Disbursement Accounts
Money Market
Premium Checking with Interest
Our Business Checking account is competitively priced for businesses and organizations that have a lot of transaction activity. If adequate balances are maintained, maintenance and activity service charges can be completely offset by earnings credits. Service charge billing can be combined for multiple checking accounts.
For businesses with a limited number of transactions, we offer the Small Business checking account. No fees are assessed if a low minimum daily balance is maintained and there are less than 100 transactions per month.
For non-profit organizations with a limited number of transactions, we offer the Non-Profit checking account. No fees are assessed if a low minimum daily balance is maintained and there are less than 100 transactions per month.
For monitoring disbursements, simplifying reconciliation and enhancing internal controls, ABC Bank offers controlled disbursement and zero balance accounts (ZBA's). These accounts are tied to and funded by an operating or main account.
The disbursement and ZBA accounts are established with combined service charge billing. The combined billing allows for the aggregation of fees and charges to be offset by the aggregation of earnings credits for the entire checking account arrangement.
Money market accounts offer liquidity and earn interest at rates that are comparable to other short-term investments. Our Premier Money Market account has a low $1,000 minimum balance requirement. If you desire an interest rate that is tied directly to the 13 week U.S. Treasury bill rate, our Indexed Money Market account is the choice. The minimum balance requirement for the Indexed account is $25,000.
Pre-authorized transfers from a money market account are limited to 6 per month, 3 of which may be made payable to a third party. There is a $10 charge per excessive transfer.
Our Premium Checking with Interest account is available to sole proprietors and not-for-profit organizations. This account earns interest at competitive rates and no fees if a low minimum balance is maintained along with low monthly account activity.