Wealth Management Services

Employment opportunities:

Human Resource Department 773-854-2900 Ext. 149 or e-mail lhansen@abcbank.net.

For lost or stolen ATM/Debit or ABC Bank Credit Cards call 1-866-290-0196.

View ABC Bank’s Reg E Disclosure. Click here

IMPORTANT INFORMATION

ABC Bank is participating in the FDIC's Transaction Guarantee Program. The FDIC has permanently increased the standard maximum FDIC deposit insurance amount to $250,000 per depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Identity Protection

Identity Theft | Phishing | Safeguarding Tips | If You Are a Victim

Identity Theft

Identity theft occurs when someone obtains pieces of your personal information and uses them without your knowledge to commit fraud or theft. For example, with your name, date of birth, and Social Security number, a thief could obtain a credit card in your name, run up a large credit balance, and never pay the bill.

Common tactics to obtain personal information include "Phishing" and dumpster diving. Phishing is discussed below. Dumpster diving is a fancy way to say garbage picking, looking through trash to find documents containing your personal information.

The consequences of identity theft can seriously damage your credit reputation. Repairing the damage and restoring your credit can be costly and take years to resolve. Safeguarding tips to prevent or detect identity theft are listed below.

Phishing

Phishing is an Internet scam used by con artists to obtain your personal information. Phishing usually comes in the form of fraudulent emails and pop-ups that appear to come from legitimate companies that you normally do business with, such as your Internet service provider, bank, or credit card company.

The message usually states that you need to update or validate personal information, such as passwords and personal identification, social security, and credit card numbers. Often the message urges you to act quickly or your account will be suspended or closed if you don't provide the requested information. Messages can be very convincing because they often contain website graphics and logos from legitimate companies or links to spoofed websites that look like real sites.

Safeguarding Tips

No matter how cautious you are there is no way to completely prevent identity theft from occurring. You can protect yourself against identity theft and phishing scams by doing the following:

Don't give out personal information unless you know the person or business you are dealing with.
Don't respond to email or pop-up messages asking for personal information and never click on links contained in these messages.
Don't include personal information such as account and Social Security numbers in email you send.
Check your bank account and credit card statements for unauthorized transactions as soon as you get them.
Don't carry your Social Security card with you – leave it in a secure place. Only carry the identification and credit and debit cards that you need.
Don't write personal identification numbers on your ATM, credit, or debit cards.
Keep a list of your cards at home along with customer service phone numbers for each.
Don't include Social Security or phone numbers on your checks.
Don't share your user ID's and passwords with anyone. Use a combination of letters and numbers for your passwords and change them periodically.
Secure personal information in your home, particularly if you have roommates or hire outside help.
Promptly remove mail from your mailbox and make arrangements for mail holds when you're planning to be away from home and can't pick up your mail. Do not mail bill payments from your mailbox.
If your bank or credit card statement is more than a couple of days late, contact your bank or credit card company to verify your address and balance.
Order a copy of your credit report once a year to make sure it is accurate and includes only activities you've authorized. You may call 1-877-322-8228 for a FREE credit report from any or all three credit reporting agencies.

If You Are a Victim

If you are a victim of identity theft, close the accounts that have been tampered with or have been fraudulently opened in your name. File a report with your local police department and contact any one of the credit reporting agencies to place a fraud alert.

Equifax: 1-800-525-6285; www.equifax.com

Experian: 1-888-397-3742; www.experian.com

TransUnion: 1-800-680-7289; www.transunion.com

For more information on how to protect yourself or to report identity theft, call the Federal Trade Commission's theft hotline at 1-877-438-4338 or go to www.ftc.gov/idtheft.

Online Banking

Identity Protection

Identity Theft

Phishing

Safeguarding Tips

If You Are a Victim