NEWS

LONGER BANKING HOURS TO SERVE YOU

All Banking Lobbies are now open 6-Days a week, Monday through Thursday Until 5 pm, Fridays until 6 pm and Saturdays until 1 pm. That's right, our Lake Street and Ashland Banking lobbies are now open on Wednesdays until 5 pm!!
Just Click on the "Locations and Hours" tab to see our new drive-up and walk-up window hours.

ATM NEWS

We are now a member of Starsf and Allpoint ATM surcharge free networks. There are now over 32,000 surcharge free ATM's throughout the U.S. Speak to a Personal Banker for more details.

FREE GIFT! When you "Refer-A-Friend" to ABC Bank*

Refer a "friend" to ABC Bank to open a Totally Free Checking Account with a $100 or more and get a $20 Gas Card.

When your friend opens an ABC Bank checking account, you'll both receive a free gift and there's no limit as to how many friends you can refer.

*Available while supplies last. ABC Bank reserves the right to substitute a gift of similar or equal value. $100 required to open an ABC Bank checking account and to obtain the gift at the time of the account opening. No other restrictions apply to obtain the gift. Unlimited transactions, FREE Debit card, Bill payment, Internet Banking, Bank-by-Phone, and surcharge FREE ATM transactions at over 32,000 Starsf & Allpoint ATM's. No monthly service fees - refer to account disclosure.

Personal Banking

Savings, Money Market, and CD Accounts

We offer a variety of interest bearing accounts, including savings accounts, three types of money market accounts, and certificates of deposits (CD's) with varying terms and rates. A tax advantaged IRA (Individual Retirement Account) can be opened as a CD or savings account. For current interest rates offered for these accounts, click here.

Savings
Money Market
CD's
IRA's

Savings

Regular Savings Account

Earn interest with a daily minimum balance of $300 or more
No minimum balance fee if a $300 daily balance is maintained
6 free withdrawals per quarter; $2 per excessive withdrawal

Minor/Senior Savings Account

Earn interest on all balances
No minimum balance fee if a $50 daily balance is maintained
6 free withdrawals per quarter; $2 per excessive withdrawal

Money Market

Money market accounts offer liquidity and earn interest at rates that are comparable to other short-term investments. Our Premier Money Market account has a low $1,000 minimum balance requirement. The Platinum Money Market account, which pays a higher rate of interest, has a $5,000 minimum balance requirement. If you desire an interest rate that is tied directly to the 13 week U.S. Treasury bill rate, our Indexed Money Market account is the choice. The minimum balance requirement for the Indexed account is $25,000.

Pre-authorized transfers from a money market account are limited to 6 per month, 3 of which may be made payable to a third party. There is a $10 charge per excessive transfer.

CD's

We offer traditional certificates of deposit with a $1,000 minimum opening balance for terms ranging from 3 to 60 months. Earn higher rates on CD's with balances greater than $100,000 for terms ranging from 14 days to 2 years.

IRA's

Rates and terms offered for IRA accounts are the same as those for traditional CD's and the regular savings account.

Online Banking