NEWS

LONGER BANKING HOURS TO SERVE YOU

All Banking Lobbies are now open 6-Days a week, Monday through Thursday Until 5 pm, Fridays until 6 pm and Saturdays until 1 pm. That's right, our Lake Street and Ashland Banking lobbies are now open on Wednesdays until 5 pm!!
Just Click on the "Locations and Hours" tab to see our new drive-up and walk-up window hours.

ATM NEWS

We are now a member of Starsf and Allpoint ATM surcharge free networks. There are now over 32,000 surcharge free ATM's throughout the U.S. Speak to a Personal Banker for more details.

FREE GIFT! When you "Refer-A-Friend" to ABC Bank*

Refer a "friend" to ABC Bank to open a Totally Free Checking Account with a $100 or more and get a $20 Gas Card.

When your friend opens an ABC Bank checking account, you'll both receive a free gift and there's no limit as to how many friends you can refer.

*Available while supplies last. ABC Bank reserves the right to substitute a gift of similar or equal value. $100 required to open an ABC Bank checking account and to obtain the gift at the time of the account opening. No other restrictions apply to obtain the gift. Unlimited transactions, FREE Debit card, Bill payment, Internet Banking, Bank-by-Phone, and surcharge FREE ATM transactions at over 32,000 Starsf & Allpoint ATM's. No monthly service fees - refer to account disclosure.

Rates

For loan rates, contact a lending officer at our Lake Street location. The deposit rates listed below are effective as of 12/02/2008.

We may change the rates on interest-bearing checking, savings and money market accounts at any time. The Minimum Balance Required to Obtain Annual Percentage Yield is based on the daily principal balance. Fees could reduce earnings on an account. For CD's, the Annual Percentage Yield assumes interest remains on deposit until maturity and a penalty may be imposed for early withdrawal.

Personal Accounts


Interest-Bearing Checking $100 Minimum Opening Balance	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Platinum Club	$1,000	0.25%	0.25%
Premium	$1,000	0.25%	0.25%
Platinum Club Plus Balance less than $5,000 Balance $5,000 and over	None $5,000	0.25% 1.00%	0.25% 1.00%
Premium Plus Balance less than $5,000 Balance $5,000 and over	None $5,000	0.25% 1.00%	0.25% 1.00%


Money Market	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Platinum $5,000 minimum opening balance Balance less than $5,000 Balance $5,000 and over	None $5,000	0.50% 1.98%	0.50% 2.00%
Premier $1,000 minimum opening balance Balance between $1,000 and $9,999.99 Balance $10,000 and over	$1,000 $10,000	0.50% 1.00%	0.50% 1.00%
Indexed $25,000 minimum opening balance Balance between $1,000 and $24,999.99 Balance between $25,000 and $49,999.99 Balance $50,000 and over	$1,000 $25,000 $50,000	0.50% 1.48% 1.98%	0.50% 1.49% 2.00%


Savings	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Regular $300 minimum opening balance Balance $300 and over	$300	0.25%	0.25%
Minor/Senior $50 minimum opening balance	None	0.25%	0.25%
Add-Along IRA Savings $100 minimum opening balance Balance less than $25,000 Balance $25,000 and over	None $25,000	1.00% 1.10%	1.00% 1.10%

Business Accounts


Account Type	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Premium Checking with Interest	$1,000	0.25%	0.25%
Premier Money Market Balance between $1,000 and $9,999.99 Balance $10,000 and over	$1,000 $10,000	0.50% 1.00%	0.50% 1.00%
Indexed Money Market Balance between $1,000 and $24,999.99 Balance between $25,000 and $49,999.99 Balance $50,000 and over	$1,000 $25,000 $49,000	0.50% 1.48% 1.98%	0.50% 1.49% 2.00%
Savings Balance $300 and over	$300	0.25%	0.25%

CD's, Including IRA CD's