Wealth Management Services

Employment opportunities:

Human Resource Department 773-854-2900 Ext. 149 or e-mail lhansen@abcbank.net.

For lost or stolen ATM/Debit or ABC Bank Credit Cards call 1-866-290-0196.

View ABC Bank’s Reg E Disclosure. Click here

IMPORTANT INFORMATION

ABC Bank is participating in the FDIC's Transaction Guarantee Program. The FDIC has permanently increased the standard maximum FDIC deposit insurance amount to $250,000 per depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Rates

For loan rates, contact a lending officer at our Lake Street location. The deposit rates listed below are effective as of 01/31/2012.

We may change the rates on interest-bearing checking, savings and money market accounts at any time. The Minimum Balance Required to Obtain Annual Percentage Yield is based on the daily principal balance. Fees could reduce earnings on an account. For CD's, the Annual Percentage Yield assumes interest remains on deposit until maturity and a penalty may be imposed for early withdrawal.

Personal Accounts


Interest-Bearing Checking	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Checking with Interest Balance between $0.01 and $4,999.99 Balance $5,000 and over	$0.01 $5,000	0.10% 0.15%	0.10% 0.15%


Money Market	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Money Market Balance between $0.01 and $9,999.99 Balance between $10,000 and $49,999.99 Balance $50,000 and over	$0.01 $10,000 $50,000	0.15% 0.25% 0.50%	0.15% 0.25% 0.50%


Savings	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Savings Balance $100 and over	$100	0.15%	0.15%
ABC Senior Savings All Balances	$0.01	0.15%	0.15%
ABC Minor Savings All Balances	$0.01	0.15%	0.15%

Business Accounts


Account Type	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Business Money Market Balance between $5,000 and $24,999.99 Balance between $25,000 and $99,999.99 $100,000 and over	$5,000 $25,000 $100,000	0.10% 0.25% 0.50%	0.10% 0.25% 0.50%
ABC Business Savings All Balances	$0.01	0.15%	0.15%

CD's, Including IRA CD's


CD's $1,000 Minimum Opening Balance	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
3 month	$1,000	0.10%	0.10%
6 month	$1,000	0.20%	0.20%
12 month	$1,000	0.35%	0.35%
18 month	$1,000	0.50%	0.50%
24 month	$1,000	0.60%	0.60%
30 month	$1,000	0.75%	0.75%
36 month	$1,000	0.85%	0.85%
48 month	$1,000	1.00%	1.00%
60 month	$1,000	1.25%	1.26%
For rates on CD’s with balances of $100,000 or more, please contact a Personal Banker at any of our locations.

Online Banking

Rates

Personal Accounts

Business Accounts

CD's, Including IRA CD's