New Online Bill Payment

An easier way to pay bills!

· Fast. Safe. Secure.

· Gives you more control

· Receive, view and pay your bills all in one location

· Set up e-mail alerts for bill arrivals

· It’s FREE!

View the NEW Online Bill Payment demo to see just how easy it is and sign up today!

Online Bill Payment Demo

Wealth Management Services click here for more details

IMPORTANT INFORMATION

The FDIC's basic insurance limit has been temporarily raised from $100,000 to $250,000 per depositor. This enhancement will be in effect through December 31, 2013.

ABC Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non interest-bearing transaction (checking) accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

To view ABC Bank's Regulation E Disclosure click here.

Rates

For loan rates, contact a lending officer at our Lake Street location. The deposit rates listed below are effective as of 07/20/2010.

We may change the rates on interest-bearing checking, savings and money market accounts at any time. The Minimum Balance Required to Obtain Annual Percentage Yield is based on the daily principal balance. Fees could reduce earnings on an account. For CD's, the Annual Percentage Yield assumes interest remains on deposit until maturity and a penalty may be imposed for early withdrawal.

Personal Accounts


Interest-Bearing Checking	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Checking with Interest Balance between $500 and $4,999.99 Balance $5,000 and over	$500 $5,000	0.25% 0.50%	0.25% 0.50%


Money Market	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Money Market Balance between $0.01 and $9,999.99 Balance between $10,000 and $49,999.99 Balance $50,000 and over	$0.01 $10,000 $50,000	0.25% 0.50% 0.75%	0.25% 0.50% 0.75%


Savings	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Savings Balance $100 and over	$100	0.25%	0.25%
ABC Senior Savings All Balances	$0.01	0.25%	0.25%
ABC Minor Savings All Balances	$0.01	0.25%	0.25%

Business Accounts


Account Type	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
ABC Business Money Market Balance between $5,000 and $24,999.99 Balance between $25,000 and $99,999.99 $100,000 and over	$5,000 $25,000 $100,000	0.25% 0.50% 0.75%	0.25% 0.50% 0.75%
ABC Business Savings All Balances	$0.01	0.25%	0.25%

CD's, Including IRA CD's


CD's $1,000 Minimum Opening Balance	Minimum Balance Required to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
3 month	$1,000	0.20%	0.20%
6 month	$1,000	0.30%	0.30%
12 month	$1,000	0.50%	0.50%
18 month	$1,000	0.60%	0.60%
24 month	$1,000	1.00%	1.00%
30 month	$1,000	1.10%	1.10%
36 month	$1,000	1.15%	1.15%
48 month	$1,000	1.29%	1.30%
60 month	$1,000	1.49%	1.50%
For rates on CD’s with balances of $100,000 or more, please contact a Personal Banker at any of our locations.

Online Banking

**IMPORTANT INFORMATION**

Rates

Personal Accounts

Business Accounts

CD's, Including IRA CD's

IMPORTANT INFORMATION