Rates
For loan rates, contact a lending officer at our Lake Street location.
The deposit rates listed below are effective as of 05/14/2013.
We may change the rates on interest-bearing checking, savings and money market accounts at any time. The Minimum Balance Required to Obtain Annual Percentage Yield is based on the daily principal balance. Fees could reduce earnings on an account. For CD's, the Annual Percentage Yield assumes interest remains on deposit until maturity and a penalty may be imposed for early withdrawal.
Personal Accounts
| |
Minimum Balance to Open |
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| ABC Checking w/ Interest |
$500 |
$0.01 - $4,999.99
$5,000 and over |
0.10%
0.15% |
0.10%
0.15% |
| ABC Money Market |
$1,000 |
$0.01 - $9,999.99
$10,000 - $49,999.99
$50,000 and over |
0.15%
0.25%
0.50% |
0.15%
0.25%
0.50% |
| ABC Savings |
$100 |
$100 and over |
0.15% |
0.15% |
| ABC Senior Savings |
$100 |
$0.01 and over |
0.15% |
0.15% |
| ABC Minor Savings |
$50 |
$0.01 and over |
0.15% |
0.15% |
Business Accounts
| |
Minimum Balance to Open |
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| ABC Business Money Market |
$5,000 |
$5,000 - $24,999.99
$25,000 - $99,999.99
$100,000 and over |
0.10%
0.25%
0.50% |
0.10%
0.25%
0.50% |
| ABC Business Savings |
$2,500 |
$0.01 and over |
0.15% |
0.15% |
CD’s including IRA CD’s
|
Term |
Minimum Balance to Open |
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 3 months |
$1,000 |
$1,000 |
0.10% |
0.10% |
| 6 months |
$1,000 |
$1,000 |
0.15% |
0.15% |
| 12 months |
$1,000 |
$1,000 |
0.20% |
0.20% |
| 18 months |
$1,000 |
$1,000 |
0.30% |
0.30% |
| 24 months |
$1,000 |
$1,000 |
0.35% |
0.35% |
| 30 months |
$1,000 |
$1,000 |
0.50% |
0.50% |
| 36 months |
$1,000 |
$1,000 |
0.50% |
0.50% |
| 48 months |
$1,000 |
$1,000 |
0.60% |
0.60% |
| 60 months |
$1,000 |
$1,000 |
0.75% |
0.75% |
| For rates on CD’s with balances of $100,000 or more, please contact a Personal Banker at any of our locations. |