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As you may have seen in the news, there was a data breach at a major US retailer, possibly affecting millions of guests who made credit or debit card purchases in stores from Nov. 27 to Dec. 15, 2013.

Please login to online banking and your credit card accounts to check your transactions from the past 60 days. If you discover any suspicious or unusual activity on your accounts or suspect fraud, be sure to contact your Personal Banker. We are working closely with any affected customers.

In addition, we recommend that you consider taking steps to protect yourself against potential misuse of your credit and debit information. You should remain vigilant for incidents of fraud and identity theft by regularly reviewing your account statements and monitoring free credit reports.

You may contact the Federal Trade Commission (“FTC”) or law enforcement to report incidents of identity theft or to learn about steps you can take to protect yourself from identity theft. To learn more, you can go to the FTC’s Web site, at www.consumer.gov/idtheft, or call the FTC, at (877) IDTHEFT (438-4338) or write to Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue, NW, Washington, DC 20580.

You may also periodically obtain credit reports from each nationwide credit reporting agency. If you discover information on your credit report arising from a fraudulent transaction, you should request that the credit reporting agency delete that information from your credit report file. In addition, under federal law, you are entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies. You may obtain a free copy of your credit report by going to www.AnnualCreditReport.com or by calling (877) 322-8228. You may contact the nationwide credit reporting agencies at:

Equifax | (800) 525-6285 | P.O. Box 740241, Atlanta, GA 30374-0241  | www.equifax.com

Experian | (888) 397-3742 | P.O. Box 9532, Allen, TX 75013 | www.experian.com

TransUnion | (800) 680-7289 | Fraud Victim Assistance Division | P.O. Box 6790, Fullerton, CA 92834-6790 | www.transunion.com.

We regret any inconvenience or concern this incident may cause you. Be assured that we place a top priority on protecting the security of our customers personal information. Please do not hesitate to contact us if you have any questions or concerns.


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