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1Initial deposit of $10,000, which is currently not on deposit at ABC Bank, is required to open the account and earn the stated Annual Percentage Yield. Maximum deposit amount of $249,999.99 per household or business. 2APY is current as of November 24, 2014. Funds must remain on deposit for the full 24-month term to earn the stated APY. Interest is compounded and paid quarterly. Offer available to new accounts only. Fees may reduce earnings. Penalty may be imposed for early withdrawal. The CD will automatically renew at maturity at current rate. Offer may be withdrawn at any time.