Rates

For loan rates, contact a lending officer at our Lake Street location 773.854.2900.

The deposit rates listed below are effective as of 8/25/2015.

We may change the rates on interest-bearing checking, savings and money market accounts at any time. The Minimum Balance Required to Obtain Annual Percentage Yield is based on the daily principal balance. Fees could reduce earnings on an account. For CDs, the Annual Percentage Yield assumes interest remains on deposit until maturity and a penalty may be imposed for early withdrawal.

 

Personal Accounts
Minimum Balance to Open Minimum Balance Required to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Checking with Interest $100 $0.01 - $4,999.99
$5,000 and over
0.05%
0.10%
0.05%
0.10%
Money Market $1,000 $0.01 - $9,999.99
$10,000 - $49,999.99
$50,000 and over
0.05%
0.10%
0.30%
0.05%
0.10%
0.30%
Savings $100 $100 and over 0.10% 0.10%
Senior Savings $100 $0.01 and over 0.10% 0.10%
Senior Savings $50 $0.01 and over 0.10% 0.10%

 

Business Accounts
Minimum Balance to Open Minimum Balance Required to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Business Money Market $5,000 $5,000 - $24,999.99
$25,000 - $99,999.99
$100,000 and over
0.05%
0.10%
0.30%
0.05%
0.10%
0.30%
Business Savings $2,500 $0.01 and over 0.10% 0.10%

 

 

CDs including IRA CDs
Term Minimum Balance to Open Minimum Balance Required to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
3 months $1,000 $1,000 0.10% 0.10%
6 months $1,000 $1,000 0.15% 0.15%
12 months $1,000 $1,000 0.20% 0.20%
18 months $1,000 $1,000 0.25% 0.25%
24 months $1,000 $1,000 0.35% 0.35%
30 months $1,000 $1,000 0.35% 0.35%
36 months $1,000 $1,000 0.40% 0.40%
48 months $1,000 $1,000 0.50% 0.50%
60 months $1,000 $1,000 0.75% 0.75%

For rates on CDs with balances of $100,000 or more, please contact a Personal Banker at any of our locations.